Which United card is right for you?
Compare annual fees, miles earned on purchases, and benefits for every United credit card side by side, at the base MileagePlus member level. Return home
| Card feature | United Gateway℠ Card | United℠ Explorer Card | United Quest℠ Card | United Club℠ Card |
|---|---|---|---|---|
| No Annual Fee | OVER $1,000 IN ANNUAL VALUE | OVER $1,400 IN ANNUAL VALUE | OVER $2,500 IN ANNUAL VALUE | |
| Annual fee | No annual fee† | $0 intro annual fee for the first year, then $150† | $350 annual fee† | $695 annual fee† |
| No blackout dates | Included | Included | Included | Included |
| Premier® qualifying points (PQP) - Yearly Earn | Not included | 1,000 | 18,000 | 28,000 |
| Card Bonus Premier® qualifyng points (PQP) — Yearly Earn | Not included | Not included | 1,000 | 1,500 |
| Earn on eligible United flights | 5x miles | 9x miles | 10x miles | 11x miles |
| Earn on eligible United purchases | 2x miles | 3x miles | 4x miles | 5x miles |
| Earn on Renowned Hotels and Resorts purchases | 1x miles | 1x miles | 5x miles | 5x miles |
| Earn on eligible Travel purchases | 2x miles | 2x miles | 2x miles | 2x miles |
| Earn on eligible Dining purchases | 1x miles | 2x miles | 2x miles | 2x miles |
| Earn at eligible Gas stations | 2x miles | 1x miles | 1x miles | 1x miles |
| Earn on select streaming services | 1x miles | 1x miles | 2x miles | 1x miles |
| Earn on all other purchases | 1x miles | 1x miles | 1x miles | 1x miles |
| Unlimited United Club access | Not included | Not included | Not included | Included for primary cardmember and a guest; a $750 value per year |
| United Club one-time passes | Not included | 2 one-time passes; Over a $100 value | Not included | Earn 4 United Club℠ one-time passes |
| Free checked bag | Not included | 1 checked bag — Save up to $200 per roundtrip | 2 checked bags — Save up to $440 per roundtrip | 2 checked bags — Save up to $440 per roundtrip |
| Group 2 priority boarding | Not included | Included | Included | Premier Access® travel services Included |
| 25% back on United® inflight purchases | Included | Included | Included | Included |
| Global Entry, TSA PreCheck® or NEXUS fee credit | Not included | Included | Included | Included |
| Save 10% or more when booking with miles | Not included | Included | Included | Included |
| Avis President's Club | Not included | Not included | Not included | Included |
| Renowned Hotels and Resorts property credit | Not included | Not included | Included | Included |
| IHG One Rewards Platinum Elite status | Not included | Not included | Not included | Included |
| Annual Award flight discount | Not included | Not included | 10,000-mile award flight discount | Not included |
| Earn an Award flight discount | Not included | Earn a 10,000-mile award flight discount | Earn a 10,000-mile award flight discount | Earn up to 20,000-miles in award flight discounts annually |
| Earn Global Economy Plus® seat upgrades | Not included | Not included | Earn 2 global Economy Plus® seat upgrades | Not included |
| Earn Checked bags | Earn 2 checked bags each year | Not included | Not included | Not included |
| United® travel credit | Not included | $100 | $200 | Not included |
| Renowned Hotels and Resorts credits | Not included | Not included | $150 | $200 |
| United® Hotels credits | Not included | $100 | Not included | Not included |
| Rideshare credits | Not included | $60 | $100 | $150 |
| Avis or Budget credits | Not included | $50 | $80 | $100 |
| Instacart credits | Not included | $120 | $180 | $240 |
| JSX credits | Not included | $100 | $150 | $200 |
| No foreign transaction fees | Included | Included | Included | Included |
| Instacart+ Membership | Not included | 3-month membership included | 3-month membership included | Instacart+ membership included |
| Card feature | United℠ Business Card | United Club℠ Business Card |
|---|---|---|
| OVER $1,000 IN ANNUAL VALUE | OVER $2,400 IN ANNUAL VALUE | |
| Annual fee | $150 annual fee† | $695 annual fee† |
| No blackout dates | Included | Included |
| Premier® qualifying points (PQP) - Yearly Earn | 4,000 | 28,000 |
| Earn on eligible United flights | 8x miles | 8x miles |
| Earn on eligible United purchases | 2x miles | 2x miles |
| Earn on Renowned Hotels and Resorts purchases | 1x miles | 5x miles |
| Earn on eligible Travel purchases | 2x miles | 1.5x miles |
| Earn on eligible Dining purchases | 2x miles | 1.5x miles |
| Earn at eligible Gas stations | 2x miles | 1.5x miles |
| Earn at eligible Office Supply Stores | 2x miles | 1.5x miles |
| Earn on all other purchases | 1x miles | 1.5x miles |
| Better-together bonus miles | 5,000 | 5,000 |
| Unlimited United Club access | Not included | Included for primary cardmember and a guest; a $750 value per year |
| United Club one-time passes | 2 one-time passes; Over a $100 value | Earn 4 United Club℠ one-time passes |
| Free checked bag | 1 checked bag — Save up to $200 per roundtrip | 2 checked bags — Save up to $440 per roundtrip |
| Group 2 priority boarding | Included | Premier Access® travel services Included |
| 25% back on United® inflight purchases | Included | Included |
| Save 10% or more when booking with miles | Included | Included |
| Avis President's Club | Not included | Included |
| Renowned Hotels and Resorts property credit | Not included | Included |
| Earn Global Economy Plus® seat upgrades | Included | Included |
| United® travel credit | $125 | Not included |
| Renowned Hotels and Resorts credits | Not included | $200 |
| United® Hotels credits | $100 | Not included |
| Rideshare credits | $100 | $150 |
| United Farelock credits | $25 | $50 |
| Avis or Budget credits | $50 | $100 |
| Instacart credits | $120 | $240 |
| JSX credits | $100 | $200 |
| No foreign transaction fees | Included | Included |
| Instacart+ Membership | 3-month membership included | Instacart+ membership included |
| Employee Cards at no additional cost | Included | Included |