Earn Up To95,000 Bonus Miles

after qualifying activities*

$695 annual fee^†

This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

United MileagePlus Club Visa Infinite Card

Offering over $2,000 in total value with benefits like:

United Club^℠ access*

Free first and second checked bags*

Over $875 in annual partner credits*

$695 annual fee^†

Apply now

*Offer Details
^†Pricing and Terms

This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

80,000 bonus milesafter you spend $5,000 on purchases in the first 3 months your account is open.*

+ 10,000 BONUS MILESwhen you add an authorized user in the first 3 months your account is open.*

+ 5,000 BONUS MILESupon approval when you use your United agent‘s promotional code.*

Not ready to apply? We'll send you a reminder to apply later.Get email reminder ›

Earn & Redeem Miles

See how your miles soar on eligible United flights with Premier Status:

Earn Miles

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11X
total miles on eligible United flights6x miles on the Primary Cardmember’s fare from United as a MileagePlus member, plus 5x miles on entire United purchase with the United Club^℠ Card. Mileage earning differs for Basic Economy or base option tickets.*

5X miles on hotel stays at Renowned Hotels and Resorts for United® Cardmemberswhen you prepay directly through Renowned Hotels and Resorts using your United Club^℠ Card.*

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5X mileson all other eligible United purchases*

2X mileson dining and all other travel*

1X mileon all other purchases*

Redeem Miles

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10%savings when booking United flights with miles*With United, you can travel to over 1,000 destinations around the world. Use miles to book award flights on United and Star Alliance^™ partner airlines.

Use miles to pay your annual fee with Pay Yourself Back®When your annual fee posts to your account, redeem some or all of your available miles in your MileagePlus® account to cover the cost via Pay Yourself Back®. You’ll need to use only 50,000 miles to receive a $695 statement credit.*

MileagePlus miles don't expireOur miles never expire, so you'll keep what you earn as a MileagePlus® member until you're ready to redeem.

Money + MilesPerfect for stretching your miles across multiple trips, choose how you pay for your next flight with a combination of money and miles.

Guide to Benefits (see your purchase and travel protection benefit details)

^ Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

^^ Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.

All your United Club Card benefits

Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers

Receive up to $200 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United Club^℠ Card.*

Up to $150 in credits on rideshare purchases

Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases when paying with your United Club^℠ Card: up to $12 back as a statement credit each month from January through November, and up to $18 back for the month of December. Yearly opt-in is required.*

Up to $100 in United travel credits on Avis or Budget car purchases

Receive $50 in United® TravelBank cash, up to $100 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.com and paid for with your United Club^℠ Card.*

Up to $240 in Instacart Credits

Receive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart when you pay with your United Club^℠ Card. Terms apply. Benefits end 12/31/27.*

Up to $200 in credit on JSX purchases annually

Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX using your United Club^℠ Card. JSX is a crowd-free hop-on jet service that offers you the perks of private jet travel without the private jet price tag.* To learn more, visit united.com/JSX.

United Club^℠ card access

Primary Cardmembers receive a value of at least $750, including additional guest privileges with their United Club^℠ access. Primary Cardmembers and their eligible travel companions, including 1 adult guest and dependent children, will enjoy access to 45+ United Club locations worldwide. For an updated status on United Club locations, any temporary closures, guest policies, and to learn more about the United Club^℠ access available, please visit united.com/UnitedClub*

United Club^℠ All Access membership

Unlock All Access membership as a Cardmember after reaching Premier Gold status or by spending $50,000 on purchases each calendar year with your United Club^℠ Card. In addition to your membership benefits, you will have:

Total of 2 adult guests or 1 adult guest plus your dependent children under the age of 18 will have access to all United Club locations.*
Access to participating Star Alliance^™ – member affiliated lounges for you and your eligible travel companions.*

Earn 4 United Club one-time passes with United Club^℠ All Access Membership and an authorized user

Cardmembers with United Club All Access Membership and an authorized user on their account, will earn 4 United Club one-time passes annually on their account anniversary. (Over a $200 value per year.) Each pass grants one person one-time access to a United Club location, so long as the primary Cardmember or an authorized user is also admitted. Please allow 3 weeks from the date an authorized user is added before the authorized user redeems a one-time pass without the primary Cardmember present.* For an updated list of United Club locations and any temporary closures, please visit united.com/UnitedClub.

Frequently Asked Questions

The United Club Card is well suited for travelers who fly United Airlines frequently and place a high value on airport lounge access and premium travel benefits. It’s a strong fit for Cardmembers who want built-in United Club^℠ access along with the ability to earn MileagePlus® miles on travel and everyday spending.*

The United Club Card includes a broad set of travel-focused benefits. Key benefits include:

United Club^℠ access*
Free first and second checked bags*
Cardmembers save 10% or more on flights booked with miles*
Premier Access® travel services, including priority check-in, security screening, boarding and baggage handling privileges*
Global Entry, TSA PreCheck® or NEXUS application fee credit*
Over $875 in annual partner credits*

Cardmembers also earn MileagePlus miles on United purchases and other spending categories.*

Cardmembers earn United MileagePlus® miles on eligible purchases, including miles on United flights and purchases and travel-related spending, plus miles on hotel stays at Renowned Hotels and Resorts and all other eligible purchases. Miles earned are deposited directly into your MileagePlus account.*

United Club Cardmembers can earn Premier® Qualifying Points (PQP) through eligible card spending, earning 1 PQP for every $15 spent, up to 28,000 PQP per calendar year. These PQP can be applied toward United Premier® status qualification, including up to Premier 1K® status, subject to program limits.*

In addition, United Club Cardmembers receive 1,500 bonus PQP each year, which are typically awarded within 8 weeks after February 1, starting in the calendar year following account opening.*

The United Club Card typically includes free first and second checked bags for the primary Cardmember and one companion traveling on the same reservation on eligible United-operated flights, subject to program terms.*

The United Club Card includes a full United Club^℠ access, which provides access to United Club lounges when traveling on United or eligible partner airlines, subject to lounge access rules.
If the primary Cardmember is Premier Gold or higher status, OR spends at least $50,000 annually on their Club Card, they will get All Access membership. In addition to your United Club^℠access benefits, you will have:

Total of 2 adult guests or 1 adult guest plus your dependent children under the age of 18 will have access to all United Club locations.*
Access to participating Star Alliance^™ – member affiliated lounges for you and your eligible travel companions.*

Miles earned with the United Club Card are deposited into your MileagePlus account and can be redeemed for United flights, partner airline travel, upgrades, and other MileagePlus options. There are no blackout dates and MileagePlus miles do not expire under current program rules.*