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20,000 bonus miles
after you spend $1,000 on purchases in the first 3 months your account is open.*
Plus, 0% intro APR
for the first 12 months from account opening on purchases.† After that, a variable APR of 16.74% – 23.74%.†
This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
2x miles on United purchases*
2x miles at gas stations*
2x miles on local transit and commuting
including ride share services, taxicabs, train tickets, tolls, and mass transit.*
1x mile on all other purchases*
25% back on United inflight purchases*
No foreign transaction fees†
No blackout dates
for MileagePlus members booking award flights on United.*
MileagePlus miles don't expire
Travel and purchase coverage
Travel and shop with confidence with built-in benefits including Auto Rental Collision Damage Waiver, Trip Cancellation/Interruption Insurance, Purchase Protection and more.^
Luxury Hotels & Resort Collection
Receive complimentary Cardmember benefits at luxury hotels and resorts worldwide.*
Exclusive Cardmember events
Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.
No annual fee†
upon approval when you use your United agent's promotional code*
^ These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Scroll down for offer details.
Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For pricing details, please see Pricing & Terms. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.
20,000 Bonus Miles After You Spend $1,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 20,000 bonus miles after you make Purchases totaling $1,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.
Rewards Program Agreement: For more information about the United GatewaySM Card rewards program, view the latest Rewards Program Agreement Chase site opens in a new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com Chase site opens in a new window.
How you can earn miles: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You’ll also earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on purchases of United Card Events from Chase and in the following rewards categories: gas stations; local transit and commuting. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs Chase site opens in a new window.
You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United- and United Express-operated flights, when you use your United GatewaySM Card to make such purchases. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board by authorized users who use your United Gateway Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment.
As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.07 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $340 per ticket as of January 1, 2022. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwards Third party site: United Airlines site opens in a new window
for details.
The Luxury Hotel & Resort Collection (LHRC) program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through an LHRC Travel Specialist or on LHRCollection.com Third party site: Luxury Hotels and Resorts Collection site opens in a new window
. Websites and other information provided by LHRC and/or participating hotels are not within Chase’s control and may or may not be available in Spanish. All exclusive amenities and Guest Privileges are provided per room and are based on double occupancy. Some amenities may only apply to select rates, may be subject to availability at check-in, and are not redeemable for cash. Amenities may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi provided, with the exception of locations where Wi-Fi is not available. Program benefits, participating properties, and Guest Privileges are valid through the current calendar year, but may become unavailable due to circumstances outside of Chase’s control. All efforts have been made to ensure the accuracy of the information contained. We reserve the right to correct any mistakes. Certain blackout dates and other restrictions may apply. This program is brought to you by Chase through an agreement with Signature Travel Network.
Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.
Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Employees will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s account. If a cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. Benefits are available as long as cardmember’s United GatewaySM Credit Card account is open and not in default. Upon closure of the cardmember’s United Gateway Credit Card account, all benefits will be canceled.
Miles accrued, awards and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program, (the “MileagePlus Program”) which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com Third party site: United Airlines site opens in a new window
website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.com Third party site: United Airlines site opens in a new window
.
You must enter the 6-character promotional code you received from your United representative in order to be eligible for the extra miles associated with this offer. Promotional codes are not transferable and only intended for the passenger traveling with United. If you do not have a code, please enter 999999 to indicate you do not have a promotional code. United has the right to not award or remove these extra miles if United or Chase determines the promotional code was used by an individual it was not intended for. United may change or terminate this offer at any time and without notice. Please allow 6-8 weeks after your account is approved by Chase for your miles to post to your United MileagePlus account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the miles stated in this offer. Award miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles accrued, awards, and benefits issued are subject to change and to the rules of the MileagePlus Program.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Accounts subject to credit approval. Restrictions and limitations apply. United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.
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Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn't responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.
You'll earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.* This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
0% intro APR for the first 12 months from account opening on purchases.† After that, a variable APR of 16.74% – 23.74%.†
You'll earn 2 miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United purchases.* You'll also earn 2 miles per $1 spent on United Card Events from Chase purchases.* For more information on United Card Events from Chase visit UnitedCardEvents.com Third party site: United Card Events site opens in a new window
.
You'll earn 2 miles per $1 spent at gas stations.*
You'll earn 2 miles per $1 spent on local transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit.*
You'll earn 1 mile per $1 spent on all other purchases.*
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Gateway Card.*
Purchases made with your Gateway Card outside the U.S. will not be subject to foreign transaction fees.† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
In addition to earning miles for purchases made with your card, you can earn miles by flying with United®, United Express®, Star Alliance™ and other airline partners. You can also earn miles from MileagePlus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. You’ll earn miles for card purchases plus the miles offered from the partner. See united.com/earn Third party site: United Airlines site opens in a new window
for details on earning miles.
MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.
Your miles can reward you with getaways, unique experiences, or things you love – anything from electronics to dinner at one of your favorite restaurants. Use them for flights on United and other airline partners, hotel stays, car rentals, merchandise, eGift cards and more. Chase Cardmembers can also use miles they’ve earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee. See united.com/UseMiles Third party site: United Airlines site opens in a new window
for details on using miles.
MileagePlus members can use miles to book any United-operated flight, any time, with no restrictions or blackout dates.* For more information, please visit united.com/AirAwards Third party site: United Airlines site opens in a new window
.
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.^
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is cancelled or cut short by covered situations like sickness or injury.^
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.^
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.^
^ These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
This exceptional group of over 1,000 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember benefits with every stay.* Make a reservation through the program using your Chase card to receive the following benefits including:
Please visit LHRCollection.com Third party site: Luxury Hotels and Resorts Collection site opens in a new window
for more information.
Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world’s best restaurants, meet a sporting legend or make memories with your family. United MileagePlus Visa Signature® Cardmembers may also use award miles to enjoy exclusive experiences, such as winemaker dinners and other unique virtual events. Please visit UnitedCardEvents.com Third party site: United Card Events site opens in a new window
to learn more.
Get complimentary Visa Signature® Concierge Service 24 hours a day.* Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
