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Earn 90,000 Bonus Miles

90,000 Bonus Miles After You Spend $5,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 90,000 bonus miles after you make Purchases totaling $5,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account.

Earning Miles

Rewards Program Agreement: For more information about the United Quest^℠ Card rewards program, view the latest Rewards Program Agreement Chase site opens in a new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com Chase site opens in a new window.

How you can earn miles: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a United^℠ credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: United purchases that qualify for the $125 Annual United Purchase Credit, balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) in the following rewards categories: restaurants; select streaming services; travel (excluding United purchases that qualify for 3 miles as described). 3 miles: You’ll earn 3 miles total for each $1 after the first $125 is spent annually (2 additional miles on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. You’ll also earn 3 miles total for each $1 after the first $125 is spent annually on purchases of United Card Events from Chase. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. Any purchases that qualify for the $125 Annual United Purchase Credit will not earn miles. “Annually” means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs Chase site opens in a new window.

25% back on food, beverage and Wi-Fi purchases on board United- and United Express-operated flights

You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United- and United Express-operated flights, when you use your United Quest^℠ Card to make such purchases. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board by authorized users who use your United Quest Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment.

Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit

To be eligible for this statement credit, you must use your United Quest^℠ Card to complete either the Global Entry, TSA PreCheck® or NEXUS application and pay the application fee. You will receive one (1) statement credit (up to $100) every four (4) years after the first program (either Global Entry or TSA PreCheck® or NEXUS) application fee is charged to your United Quest^℠ Card by you or an authorized user. The statement credit will be posted to your account within twenty-four (24) hours of the Global Entry or TSA PreCheck® or NEXUS program application fee being charged to your card. You are responsible for payment of all charges until the statement credit posts to the account. Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). TSA PreCheck® is a U.S. Government program, operated by the U.S. Transportation Security Administration (TSA). NEXUS is a U.S. Government program, operated by the US Department of Homeland Security. Chase has no control over either program including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA or DHS, and no liability regarding the Global Entry or TSA PreCheck® or NEXUS programs. For complete application details on the Global Entry, TSA PreCheck® or NEXUS programs, including full terms and conditions, go to https://ttp.cbp.dhs.gov/ . Websites and other information provided by government agencies are not within Chase’s control and may not be available in Spanish. The statement credit benefit applies to the Global Entry, TSA PreCheck® or NEXUS programs. Other program applications including, but not limited to Privium are not eligible for the statement credit benefit. To be eligible for this benefit, your account must be open and not in default at the time of statement credit fulfillment. Neither United Airlines nor MileagePlus is responsible for the provision of, or failure to provide, the stated benefits.

TSA PreCheck® trademark is used with the permission of the U.S. Department of Homeland Security.

Free Checked Bags

The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first and second standard checked bags free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first and second standard checked bags free, the primary Cardmember must include their MileagePlus® number in their reservation and use their United Quest^℠ Card to purchase their ticket(s). First and second standard checked bags free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive additional free standard checked bags. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first and second free standard checked bags to be available on eligible United reservations. Please visit united.com/ChaseBag Third party site: United Airlines site opens in a new window for details.

Priority Boarding

The primary Cardmember and companions traveling on the same reservation are eligible for priority boarding; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive priority boarding, the primary Cardmember must include their MileagePlus® number in their reservation. Priority boarding is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. United Quest^℠ Cardmembers can board the plane before general boarding, after MileagePlus Premier® members, customers with Premier Access® and travelers requiring special assistance. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for priority boarding to be available on your United reservation.

Anniversary Award Flight Credit

Two (2) 5,000-mile award flight credits for future application to your account after completing an eligible award flight, will be deposited into the primary Cardmember’s MileagePlus Program account within 4 weeks after each Cardmember anniversary (“Anniversary” is the date that is twelve months after credit card account open date, and the same date each twelve months thereafter). Award flight credits have no mile value until applied. An award flight credit (one per reservation) will be automatically applied, and 5,000 miles will be added to the primary Cardmember’s MileagePlus account, within 2 weeks after fully completing an eligible award flight. Award tickets booked that include at least one (1) United- or United Express-operated flight fully flown and completed and include the primary Cardmember on the reservation, qualify as an eligible award flight. Unused award flight credits may not be combined, transferred, extended beyond expiration date, or re-credited for miles. Each unused award flight credit will expire 12 months after date of issue. To qualify to receive the award flight credits, your account must be open and not in default on your account Anniversary. If your credit card account is closed at any time, United and Chase reserve the right to remove the unused award flight credits from your MileagePlus Program account. Offer and award flight credit rules and regulations are subject to change. Chase is not responsible for offer fulfillment.

$125 Annual United Credit

A statement credit will automatically be applied to your account when your card is used for United purchases, up to an annual maximum accumulation of $125. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Qualifying United purchases include airline tickets purchased from United and the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. United Card Events from Chase purchases will also qualify. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. Statement credit(s) will post to your account the same day your United purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. The Annual United Credit will be issued for the year in which the transaction posts to your account. For example, if you pay for Wi-Fi, but United does not post the transaction until after the current annual period ends, the cost of the Wi-Fi will be allocated towards the following year’s Annual United Credit maximum of $125.

Award Availability, Pricing, and Fees

As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.07 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $340 per ticket as of January 1, 2022. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwards Third party site: United Airlines site opens in a new window for details.

Upgrading Award Tickets

The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket is eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; travel companions and authorized users are not eligible. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/upgrades Third party site: United Airlines site opens in a new window for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.

Luxury Hotel & Resort Collection

The Luxury Hotel & Resort Collection (LHRC) program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through an LHRC Travel Specialist or on LHRCollection.com Third-party site: Luxury Hotels and Resorts Collection link opens in a new window . Websites and other information provided by LHRC and/or participating hotels are not within Chase’s control and may or may not be available in Spanish. All exclusive amenities and Guest Privileges are provided per room and are based on double occupancy. Some amenities may only apply to select rates, may be subject to availability at check-in, and are not redeemable for cash. Amenities may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi provided, with the exception of locations where Wi-Fi is not available. Program benefits, participating properties, and Guest Privileges are valid through the current calendar year, but may become unavailable due to circumstances outside of Chase’s control. All efforts have been made to ensure the accuracy of the information contained. We reserve the right to correct any mistakes. Certain blackout dates and other restrictions may apply. This program is brought to you by Chase through an agreement with Signature Travel Network.

Concierge Service

Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.

Earn Premier Qualifying Points (PQP)

The primary Cardmember will earn 500 Premier Qualifying Points (PQP) for every $12,000 in net purchases (including purchases made by authorized users) up to a maximum of 3,000 PQP in a calendar year. PQP will apply towards Premier status tiers up to and including Premier 1K. PQP earn rate, annual cap and qualification requirements for Premier status may vary by MileagePlus program year and MileagePlus Credit Card type. Chase is not responsible for the provision of, or failure to provide, MileagePlus program benefits.

United Visa Card Program Information

Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary Cardmember’s account. If a Cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the Cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the Cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the Cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. Benefits are available as long as Cardmember’s United Quest^℠ Credit Card account is open and not in default. Upon closure of the Cardmember’s United Quest Credit Card account, all benefits will be canceled.

MileagePlus Program Terms and Conditions

Miles accrued, awards and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program, (the “MileagePlus Program”) which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com Third party site: United Airlines site opens in a new window website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.com Third party site: United Airlines site opens in a new window .

2,500 Additional Miles

You must enter the 6-character promotional code you received from your United representative in order to be eligible for the extra miles associated with this offer. Promotional codes are not transferable and only intended for the passenger traveling with United. If you do not have a code, please enter 999999 to indicate you do not have a promotional code. United has the right to not award or remove these extra miles if United or Chase determines the promotional code was used by an individual it was not intended for. United may change or terminate this offer at any time and without notice. Please allow 6-8 weeks after your account is approved by Chase for your miles to post to your United MileagePlus account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the miles stated in this offer. Award miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles accrued, awards, and benefits issued are subject to change and to the rules of the MileagePlus Program.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

You’re Now Leaving Chase

Chase’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you’re about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

90,000 bonus miles

You'll earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.*** This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Earn 3 miles per $1 spent on United purchases

Immediately after earning your $125 annual United purchase credit, then you'll earn 3 miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United purchases.*** You'll also earn 3 miles per $1 spent on United Card Events from Chase purchases.*** For more information on United Card Events from Chase visit UnitedCardEvents.com Third party site: United Card Events by Chase site opens in a new window .

Earn 2 miles per $1 spent on all other travel, dining and select streaming services

You'll earn 2 miles per $1 spent at on all other travel, including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls.*** You'll also earn 2 miles per $1 spent on dining including eligible delivery services and on select streaming services.***

Earn with everything else

You'll earn 1 mile per $1 spent on all other purchases.***

$125 annual United purchase credit

You'll automatically receive up to $125 in statement credits as reimbursement for United purchases charged to your United Quest Card each account anniversary year.***

Two 5,000-mile anniversary award flight credits

Starting with your first anniversary, you'll automatically get 5,000 miles back in your MileagePlus® account after you take a United® or United Express-operated award flight booked with your miles - up to 2 times every anniversary year.***

Free first and second checked bags

A savings of up to $320 per roundtrip. The primary Cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free (up to $35 value for the first checked bag and up to $45 value for the second checked bag, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card.*** For complete details, please visit united.com/ChaseBag Third party site: United Airlines site opens in a new window .

Priority boarding

The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.***

Up to $100 Global Entry or TSA PreCheck® fee credit

Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry or TSA PreCheck® when charged to your card.***

25% back on United inflight purchases

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Quest Card.***

Reward seat upgrades

The primary Cardmember who is also a MileagePlus Premier® member and traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United-operated flights (when available).***

No foreign transaction fees

Purchases made with your Quest Card outside the U.S. will not be subject to foreign transaction fees.^††† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

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Earn up to 3,000 Premier qualifying points (PQP)

Premier qualifying points (PQP) help you earn MileagePlus Premier® status, which provides you with an enhanced travel experience. You’ll earn 500 PQP for every $12,000 you spend on purchases with your Quest Card (up to 3,000 PQP in a calendar year) that can be applied toward your Premier status qualification, up to the Premier 1K level. Visit united.com/premier Third party site: United Airlines site opens in a new window for details about earning Premier status.***

Earning MileagePlus miles

In addition to earning miles for purchases made with your card, you can earn miles by flying with United®, United Express®, Star Alliance™ and other airline partners. You can also earn miles from MileagePlus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. You’ll earn miles for card purchases plus the miles offered from the partner. See united.com/earn Third party site: United Airlines site opens in a new window for details on earning miles.

MileagePlus miles don’t expire

MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.

Using MileagePlus miles

Your miles can reward you with getaways, unique experiences, or things you love – anything from electronics to dinner at one of your favorite restaurants. Use them for flights on United and other airline partners, hotel stays, car rentals, merchandise, eGift cards and more. Chase Cardmembers can also use miles they’ve earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee. See united.com/UseMiles Third party site: United Airlines site opens in a new window for details on using miles.

No blackout dates

MileagePlus members can use miles to book any United-operated flight, any time, with no restrictions or blackout dates.*** For more information, please visit united.com/AirAwards Third party site: United Airlines site opens in a new window .

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Trip Cancellation / Trip Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is cancelled or cut short by sickness, severe weather and other covered situations.^{^^^}

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.^{^^^}

Lost Luggage Reimbursement

If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.^{^^^}

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.^{^^^}

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card.  Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.^{^^^}

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.^{^^^}

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.^{^^^}

^{^^^} These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

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The Luxury Hotel & Resort Collection

This exceptional group of over 1,000 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember benefits with every stay.*** Make a reservation through the program using your Chase card to receive the following benefits including:

• Daily breakfast for two
• A special benefit unique to each property, such as a dining or spa credit
• Complimentary Wi-Fi
• A room upgrade, if available
• Early check-in and late checkout, if available

Please visit LHRCollection.com Third-party site: Luxury Hotels and Resorts Collection link opens in a new window" for more information.

United Card Events from Chase and United MileagePlus Events

Pursue more of your passions with United Card Events from Chase. As a Cardmember you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world’s best restaurants, meet a sporting legend or make memories with your family. United MileagePlus Visa Signature® Cardmembers may also use award miles to enjoy exclusive experiences, such as winemaker dinners and other unique virtual events. Please visit UnitedCardEvents.com Third party site: United Card Events by Chase site opens in a new window to learn more.

Visa Concierge Service

Get complimentary Visa Signature® Concierge Service 24 hours a day.*** Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.

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